By using this website, including but not limited to, through any direct or indirect means (individually or collectively, “Websites” or “Website”), or by using the goods, facilities or services offered in or through the Websites through alternative methods (including, for example, telephone, mail, email or facsimile), you accept and agree to be bound by these Terms of Use.

If you do not agree to these Terms of Use, you are not authorized to access or use the Websites and you are to cease accessing or otherwise using the Websites.

When you fill up any of our forms and agree to the terms and conditions, you agree to receive marketing messages from the Website and our partners including but not limited to emails, text messages, phone call and messenger chats. Any information, other than personal data, that you provide us on this website will be treated as non-confidential and will become our property. We may be able to use it for any purpose, including but not limited to, reproduction, disclosures and sharing it with third-party providers.

Website links out to other websites are outside our control. We hold no responsibility to their use, effect and content. We cannot guarantee the accuracy of the information on those sites.

Information provided on this website should not be constructed as financial advice. It is only for general knowledge. Please consult a professional financial advisor before making any decision.

We deny any and all liability or responsibility for any errors, inaccuracies, omissions, misleading or defamatory content. As a visitor to, or registered user of, you should not rely on any of this content without first seeking advice from a professionally qualified expert. If you have a question about any of the financial services or products mentioned here, you should contact the advertiser, information provider, or financial institution directly. We reserve the right to update, amend or change the Terms of Use without notice. You are to comply with the updated terms and conditions at all times.